Mercer University

What you'll study

The BBA in Risk Management and Insurance blends foundational business courses with a sequence of major-specific classes that build technical competence in insurance and risk control. Typical components include core business topics such as accounting, finance, marketing, management, business law and statistics, followed by specialised modules in risk management and insurance.

• Introductory courses: Principles of Risk Management, Introduction to Insurance, Insurance Law and Regulation.
• Property and casualty: Personal and Commercial Lines, Commercial Property, Commercial Liability, Claims and Loss Adjustment.
• Life, health and employee benefits: Individual Life and Health Insurance, Group Benefits and Retirement Plans.
• Risk financing and reinsurance: Insurance Markets, Reinsurance Fundamentals, Alternative Risk Financing.
• Analytical and technical skills: Risk Modeling, Loss Control and Safety, Data Analytics for Risk Management, Financial Management for Insurance.
• Professional development: Internship or practicum, capstone or senior project, preparation for professional examinations and industry certifications (for example ARM, CPCU-level material and other credential programs).

Courses emphasise application through case studies, simulations, underwriting and claims exercises, and opportunities for internships with insurers, brokers, and corporate risk departments. Electives allow students to tailor studies to interests such as actuarial preparation, healthcare risk, or corporate risk strategy.

Entry requirements

Applicants should hold a high school diploma or equivalent. Admission typically considers academic performance (high school GPA), the strength of the secondary-school curriculum, and letters of recommendation. Preparation in college-preparatory mathematics and economics is recommended. Many applicants submit a personal statement outlining interest in business and risk/insurance; some programs also consider extracurricular involvement, leadership experience and relevant work placements.

Standardised test policies vary by institution; check the university’s admissions guidance for whether SAT/ACT scores are required or optional. Transfer applicants should provide college transcripts and any relevant coursework. International applicants must demonstrate English proficiency and provide documents that meet the university’s credential requirements.

Career prospects

Graduates with a BBA in Risk Management and Insurance move into a wide range of roles across the insurance industry and corporate sector. Typical entry-level positions include:

• Underwriter (personal, commercial, specialty lines)
• Insurance broker or agent
• Claims examiner or adjuster
• Loss control or safety specialist
• Employee benefits analyst or consultant
• Reinsurance analyst or placement support
• Risk analyst or assistant risk manager in corporations

With experience, graduates may progress to roles in senior underwriting, risk management leadership, actuarial or pricing support (often combined with further quantitative study), brokerage and account management, compliance and regulatory affairs, or consulting. The degree is also a solid foundation for professional insurance designations and graduate study in business, law, or actuarial sciences.

Why study at Mercer University

Mercer combines a comprehensive business curriculum with close ties to the regional insurance and corporate community, offering students access to internships and networking opportunities in a major insurance market. Class sizes tend to promote direct faculty interaction, and faculty members typically bring a mix of academic and industry experience to the classroom.

The programme emphasises experiential learning—internships, applied projects and a capstone experience—to prepare students for immediate employment. Career services at the university work with business students on résumé development, interview preparation and employer recruitment. Additionally, the curriculum is designed to support students pursuing industry credentials and to help them build the technical and analytical skills employers seek in the risk and insurance sector.