Cost & earnings at Michigan Technological University What students borrow here, and what they go on to earn
The Bachelor of Science in Finance and Financial Management Services at Michigan Technological University is a quantitatively oriented undergraduate degree that combines core business fundamentals with specialised courses in investments, corporate finance and personal financial planning. It suits students who enjoy applying analytical and mathematical skills to financial problems and who want pathways into corporate finance, financial planning, banking or investment roles.
The Finance and Financial Management Services programme builds a foundation in business fundamentals before progressing to specialised finance topics. Early coursework typically covers principles of financial and managerial accounting, microeconomics and macroeconomics, business statistics and programming fundamentals for finance. Core finance modules commonly include corporate finance, investments, financial markets and institutions, risk management, and financial statement analysis.
Upper-level study emphasises applied and regulatory aspects of financial services, such as portfolio management, fixed income and derivatives, personal financial planning, taxation in financial planning, estate planning, and retirement planning. Students also encounter quantitative methods for finance, including financial modelling, econometrics and advanced spreadsheet or database applications. The degree culminates in capstone projects or practicum experiences that integrate theory with real-world analysis.
Applicants must hold a high-school diploma or equivalent with a strong record in quantitative subjects. Typical preparation includes college-preparatory mathematics (algebra, pre-calculus or calculus), economics, and coursework in English and social sciences. Admissions decisions are based on academic transcripts; standardised test submission policies may vary, so applicants should consult the university for current guidance.
International applicants need an equivalent secondary credential and proof of English proficiency where required, for example acceptable scores on recognised tests or demonstrated university-level English. Mature or transfer applicants should provide college transcripts; transfer credit is evaluated against programme requirements. Professional experience, a supporting statement and letters of reference can strengthen an application.
Graduates are prepared for a broad range of roles in financial services and corporate settings. Common entry-level positions include financial analyst, investment analyst, credit analyst, commercial banker, insurance underwriter and client-facing roles such as financial planning associate or wealth management advisor. The programme’s mix of technical and regulatory coursework also prepares students for specialised licences and certifications, for example those required for financial advisory and planning careers.
With experience, alumni move into portfolio management, corporate treasury, risk management, corporate finance and executive finance roles. Many graduates also pursue postgraduate study such as a Master of Finance, MBA or professional certifications (for example CFA or CFP) to advance in investment management, financial planning or corporate leadership tracks.
Michigan Technological University's business programmes combine rigorous quantitative training with practical, hands-on experience. The College of Business emphasises applied learning through internships, practicum courses and student-managed investment activities that allow finance students to work on live analyses and projects. Class sizes and faculty accessibility support mentoring and close collaboration on research and industry projects.
The university’s STEM-oriented environment benefits finance students who want strong analytical and data skills; students can take electives or minors in computer science, statistics, engineering or economics to broaden technical capabilities. Career services, employer networking events and active student organisations — such as investment and finance clubs — help students secure internships and graduate roles. The residential campus also fosters close peer networks and advising support throughout the degree.
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